Home > Program Benefits

Program Benefits

The Travelers Auto and Home Insurance Program gives you access to these great benefits.

  • Discounts & Advantages

  • Great discounts and advantages that can lead to savings

    The Travelers Insurance Program gives you more options to hold down premiums. That includes many great discounts and advantages...

    Auto Discounts & Advantages
      Safe Driver Advantage
      Paid In Full Discount
      Multi-Car Advantage
      Early Quote Advantage
      Multi-Policy Discount
      New Car Discount
      Hybrid Vehicle Discount
      Good Student Discount
      Driver Training Discount
      Student Away at School Discount
      Home Ownership Discount
      Accident Forgiveness

    Safe Driver Advantage:
    Customers who qualify - no accidents, violations or major comprehensive claims in their households - could benefit from our Safe Driver Advantage.

    Paid in Full Discount:
    Customers who select a paid in full bill plan and pay their Auto policy premium in full, are eligible to receive a discount of up to 5%.

    Multi-Car Advantage:
    If customers insure more than one car with Travelers, they could benefit from our multi-car advantage.

    New Car Discount:
    Travelers new car discount offers customers up to 10% savings on collision coverage.

    Early Quote Advantage:
    Customers who plan ahead and obtain an advance Travelers quote could benefit from our Early Quote Advantage.

    Multi-Policy Discount:
    Customers who combine Travelers auto, home and boat will see savings of up to 15% on each policy!

    Hybrid Vehicle Discount:
    Customers get up to 10% off insurance for hybrids.

    Good Student Discount:
    Young drivers may qualify for a discount for having good grades (A/B average).

    Driver Training Discount:
    Young drivers (under age 21) who complete a driver-training course may qualify for this discount.

    Student Away at School Discount:
    Policyholders with a dependent (under age 25) who goes away to school (100 plus miles away) may qualify for this discount.

    Home Ownership Discount:
    Policyholders who own a home or a condo may qualify for a home ownership discount.

    Accident Forgiveness:
    No surcharge for the first accident for customers who have been with us for four years or more and are incident-free for five years.

    Home Discounts & Advantages
      Multi-Policy Discount
      Green Discount
      Home Buyer Discount
      Loss Free Discount
      Protective Device Discount
      Safety Seminar Credit

    Multi-Policy Discount:
    Customers who combine Travelers home, auto and boat will see savings of up to 15% on each policy!

    Green Discount:
    Homes certified "green" by the Leadership Energy and Environmental Design (LEED) organization may qualify for a discount.

    Loss Free Discount:
    Customers who qualify - no losses or major claims - receive a discount.

    Protective Device Discount:
    Customers who equip their homes with deadbolt lock, fire extinguishers, smoke alarms, and other fire and burglar alarms may qualify for premium savings.

    Safety Seminar Credit:
    Homeowners and condominium owners who attend an approved safety seminar may receive a credit.

    *Discounts may not be available in all states.
  • Back to top
  • Convenient Payment Options

  • Choose the payment option that works best for you

    When it comes to paying your bill, it's all about convenience, ease and choice. Choose the plan that's right for you!

    Automatic Payment Plans

    Forget about bills, stamps and getting your payment in the mail on time. Enroll in one of our convenient automatic payment plans:

      Electronic Funds Transfer (EFT) payment plan: Have your premium deducted from your checking or savings account on a monthly basis or once per policy term.

      Recurring Credit Card (RCC) payment plan: Have your premium charged to your VISA® or MasterCard® on a monthly basis or once per policy term.

    Note: Not available for MA automobile policies. Other restrictions may apply.

    Online Payments:

    Travelers offers you the option to pay your bill online! MyTravelers.com is the place to manage your Travelers accounts online. You can pay your Travelers bills, view your payment history and policy information, and check on the status of your claim.

    Note: Not available for MA automobile policies. Other restrictions may apply.

    U.S. Mail:

    The good old hands-on approach. Mail your check or money order to:

      Travelers Remittance Center
      One Tower Square
      Hartford, CT 06183-1001

    Note: Please write your account or policy number on your check or money order.

    Pay by Phone (featuring voice recognition):

    Check your payment balance and pay your Travelers bill using a touch-tone telephone and have your payment posted to your account the next business day. You can also hear the last payment received, your unpaid balance, as well as information about cancellations, changes, refunds and returned checks using our Billing VRU. Simply call the phone number located in the upper right-hand corner of your Travelers bill and follow the prompts provided.

    Note: Pay by Phone not available for MA automobile policies. Other restrictions may apply.

    Home Banking:

    Make payments using your online bill pay service with your bank or financial institution.

    Note: Not all banks and financial institutions offer this payment method.
  • Back to top
  • 24/7/365 Claim Reporting

  • Our promise is to be there for our customers when they need us.

    Service in-synch with your needs

    Travelers is committed to offering products and services that meet a broad spectrum of claim needs - from ConciergeCLAIM®, our signature, hassle-free auto claim service, to contents claim specialists who help inventory personal property after damage to a home.

    Our claim professionals recognize that each claim is different and requires a unique resolution strategy. They will partner with appropriate subject-matter experts throughout the company - including investigators, recovery specialists, loss prevention managers and legal professionals - to produce superior claim results for our customers.

    Skilled claim professionals

    Travelers understands the importance of providing the training, tools and resources claim staff needs to effectively serve our customers. Our "Claim U" employee training facility in Windsor, Connecticut - designed to be the best and most comprehensive of its type - supports an industry-leading training curriculum that combines traditional classroom, distance, and hands-on learning.

    At Claim U, our employees gain in-depth knowledge of construction, vehicle repair, liability, and coverage fundamentals, ensuring they are ready to assist customers facing a variety of claim scenarios.

    Prompt catastrophe response

    Catastrophic events can be traumatic. That's why we make sure we're ready to help our customers wherever and whenever disasters strikes. Travelers has hundreds of specially trained catastrophe response experts countrywide who are prepared to be deployed in 24 hours or less to assist our customers. In large-scale disaster situations, we can draw on the strength of our 13,000-person claim organization to ensure all customers are served by Travelers Claim professionals.

    Our fleet of Mobile Claim Headquarters - fully functioning, self-contained mobile claim offices in custom-built RVs - can travel quickly to disaster zones and set up in sites easily accessible to customers. That way, Travelers can immediately start helping businesses and homeowners who have been impacted by a disaster.

    What Our Customers Say

    "We knew without a doubt that when we chose Travelers, we made the right choice. Everyone that we made contact with in claims did everything they could to make our situation as pleasant as possible."
    -Rocco S., Auto Insurance Customer, Arvada, Colo.

    "After hearing all the 'horror stories' about dealing with workers compensation claims, I was very impressed and pleased with the timely, professional, yet caring way in which my needs were met."
    -Lora B., Workers Compensation Claimant, Bonners Ferry, Idaho

    "All of the general liability claim staff assigned to Stein Mart performs their jobs excellently. I appreciate each one of them and feel confident knowing they're handling our claims."
    -Sheila B., Risk Manager, Stein Mart

    "I sincerely thank you for the prompt settling of my claim. Though I hope never to have to call you again, I am proud to be under the 'red umbrella.'"
    -Joanna M., Homeowners' Insurance Customer, Buffalo, N.Y.
  • Back to top

Retrieve a Saved Quote